Standard Extras

Cover details

This table shows the benefits and annual limits for the goods and services claimable under Standard Extras for dental. In general, annual limits apply per financial year (1 July through to 30 June) and are the maximum amount you can claim within a financial year for the services or items within the particular category.

Once the annual limit has been reached, no further benefits are payable for those extras services until the next financial year. As long as the services are provided by an approved health practitioner in private practice a benefit will be made available up to the annual limit.

  Financial year limit Waiting period
Dental
Dental work is classified either as general dental or major dental.

$400 per person

  
General dental includes items related to general oral health - check-ups, scale & clean, simple fillings etc.

2 months for general dental
Major dental includes crowns & bridgework, oral surgery, periodontics, endodontics, orthodontics and other specialised dental procedures.

12 months for major dental

Defence Health has established set benefits for individual dental services. There are limits to the number of times some items may attract a benefit per year and others that may not attract a benefit at all. Download a complete dental listing.

If you are planning extensive treatment, ask your dentist for the item number and costs, then call Defence Health for a quote. 

  
Ambulance treatment
100% cover for all treatment provided by a registered ambulance service in Australia including emergency services, non-emergency services, mobile intensive care, air and sea ambulance services.

Unlimited

2 months
Optical
  • Single vision lenses
 up to $80

$120 per person

2 months
  • Bi-focal lenses
 up to $105
  • Multi-focal lenses
 up to $120
  • Frames
 up to $95
  • Contact lenses
 up to $120
Benefits are paid only where sight-correcting prescriptions accompany the claim. No benefit is claimable for sunglasses, or for the tinting or coating of lenses.
Physiotherapy / Chiropractic / Osteopathic
Initial consultation up to $28

$450 per person
up to
$1,000 per family

2 months
Subsequent consultation up to $22
Group therapy session up to $10
Hydrotherapy session up to $10
Ante / post natal class max 10 up to $10
(or full day ante-natal class up to $100)
Alternative therapies
  • Consultation
 up to $18

$150 per person

2 months
Benefits are paid only on consultations for acupuncture, homeopathy, aromatherapy, myotherapy, naturopathy, remedial massage, remedial therapy, chinese herbal medicine and western herbal medicine where the provider is recognised by the Australian Regional Health Group. Benefits are not payable on any prescribed medications, herbal or dietary preparations.
Pharmacy
  • Per prescription
 up to $50

$250 per person

2 months

Defence Health provides a benefit for non-PBS pharmaceuticals. The benefit payable is the difference between prescription amount and the PBS fee*.

No benefit is payable for items not related to a medical condition, products that can be purchased without a script or pharmaceutical items supplied to a hospital inpatient.

* The PBS fee is set by the Australian Government and is increased annually on 1 January.

Standard Extras

Cover details

This table shows the benefits and annual limits for the goods and services claimable under Standard Extras for dental. In general, annual limits apply per financial year (1 July through to 30 June) and are the maximum amount you can claim within a financial year for the services or items within the particular category.

Once the annual limit has been reached, no further benefits are payable for those extras services until the next financial year. As long as the services are provided by an approved health practitioner in private practice a benefit will be made available up to the annual limit.

  Financial year limit Waiting period
Dental
Dental work is classified either as general dental or major dental.

$400 per person

  
General dental includes items related to general oral health - check-ups, scale & clean, simple fillings etc.

2 months for general dental
Major dental includes crowns & bridgework, oral surgery, periodontics, endodontics, orthodontics and other specialised dental procedures.

12 months for major dental

Defence Health has established set benefits for individual dental services. There are limits to the number of times some items may attract a benefit per year and others that may not attract a benefit at all. Download a complete dental listing.

If you are planning extensive treatment, ask your dentist for the item number and costs, then call Defence Health for a quote. 

  
Ambulance treatment
100% cover for all treatment provided by a registered ambulance service in Australia including emergency services, non-emergency services, mobile intensive care, air and sea ambulance services.

Unlimited

2 months
Optical
  • Single vision lenses
 up to $80

$120 per person

2 months
  • Bi-focal lenses
 up to $105
  • Multi-focal lenses
 up to $120
  • Frames
 up to $95
  • Contact lenses
 up to $120
Benefits are paid only where sight-correcting prescriptions accompany the claim. No benefit is claimable for sunglasses, or for the tinting or coating of lenses.
Physiotherapy / Chiropractic / Osteopathic
Initial consultation up to $28

$450 per person
up to
$1,000 per family

2 months
Subsequent consultation up to $22
Group therapy session up to $10
Hydrotherapy session up to $10
Ante / post natal class max 10 up to $10
(or full day ante-natal class up to $100)
Alternative therapies
  • Consultation
 up to $18

$150 per person

2 months
Benefits are paid only on consultations for acupuncture, homeopathy, aromatherapy, myotherapy, naturopathy, remedial massage, remedial therapy, chinese herbal medicine and western herbal medicine where the provider is recognised by the Australian Regional Health Group. Benefits are not payable on any prescribed medications, herbal or dietary preparations.
Pharmacy
  • Per prescription
 up to $50

$250 per person

2 months

Defence Health provides a benefit for non-PBS pharmaceuticals. The benefit payable is the difference between prescription amount and the PBS fee*.

No benefit is payable for items not related to a medical condition, products that can be purchased without a script or pharmaceutical items supplied to a hospital inpatient.

* The PBS fee is set by the Australian Government and is increased annually on 1 January.

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