Top Extras

This table shows the annual limits for the goods and services claimable under Top Extras. For details of the per item benefits refer to the Top Extras benefit details.

Benefit category

Financial year limit

Dental benefits

$1,250 per person

Optical benefits

$250 per person

Ambulance treatment

Unlimited

Physiotherapy

$500 per person

Chiropractic / Osteopathic

$400 per person up to $900 per family

Alternative therapies

$200 per person up to $600 per family

Pharmacy

$500 per person

Psychology

$400 per person up to $1,000 per family

Podiatry / Chiropody

$250 per person

Occupational therapy

$500 per person

Speech therapy

$500 per person

Eye therapy

$500 per person

Dietician

$250 per person

Audiology

$200 per person

Laser refractive eye surgery

$1,000 per person every 2 financial years

Medically prescribed health appliances

$1,000 per person

First aid training

$60 per person

Home nursing

$1,000 per person

School accidents

$600 per person

In general, annual limits apply per financial year (1 July through to 30 June) and are the maximum amounts you can claim within a financial year for the services or items within the particular category. Some services also have a sub-category limit which restricts the amount you can claim (e.g. Orthodontics).

Once the annual limit has been reached, no further benefits are payable for those services until the next financial year. As long as the services are provided by an approved health practitioner in private practice a benefit will be made available up to the annual limit.

 back to top

  • Bookmark
  • Email
  • Print

Get covered today

Join now

Compare a product

Not sure what product to choose? Compare products to help you choose the right plan.

Compare a product

Get a quick quote

Not to sure what cover you need? Perform a quote to find the cover suitable for you.

Get a quote