Extras cover

Extras insurance assists with the costs of services that occur out of hospital and which are not covered by Medicare such as physiotherapy, chiropractic, dental treatment and optical.

The table below summarises the extras cover offered. Top Extras offers great benefits and maximums on a wide range of healthcare services. Standard Extras provides good benefits on a smaller range of healthcare services. For details please refer to the Top Extras or Standard Extras pages.

Extras cover

Extras insurance assists with the costs of services that occur out of hospital and which are not covered by Medicare such as physiotherapy, chiropractic, dental treatment and optical.

The table below summarises the extras cover offered. Top Extras offers great benefits and maximums on a wide range of healthcare services. Standard Extras provides good benefits on a smaller range of healthcare services. For details please refer to the Top Extras or Standard Extras pages.

 

Top Extras

Standard Extras

Alternative therapies

Yes

Yes

Ambulance treatment

Yes

Yes

Audiology

Yes

No

Chiropractic/Osteopathic

Yes

Yes

Dental
  • Crowns & bridgework

Yes

Yes

  • Endodontics

Yes

Yes

  • General dental

Yes

Yes

  • High cost dentistry

Yes

Yes

  • Periodontics

Yes

Yes

  • Prosthodontics

Yes

Yes

  • Oral surgery

Yes

Yes

  • Orthodontics

Yes

Yes

Dietician

Yes

No

Eye therapy

Yes

No

First aid training

Yes

No

Home nursing

Yes

No

Laser refractive eye surgery

Yes

No

Medically prescribed health appliances
  • Blood glucose monitor

Yes

No

  • Blood pressure monitor

Yes

No

  • Compression garments

Yes

No

  • CPAP machine

Yes

No

  • Epipen

Yes

No

  • Foot orthoses

Yes

No

  • Hearing aids

Yes

No

  • Nebuliser & spacer

Yes

No

  • Non-cosmetic prostheses

Yes

No

  • Orthodpaedic shoes

Yes

No

  • Splints & braces

Yes

No

  • TENS machine

Yes

No

  • Repair of appliance

Yes

No

  • Rental of appliance

Yes

No

Occupational therapy

Yes

No

Optical

Yes

Yes

Pharmacy

Yes

Yes

Physiotherapy

Yes

Yes

Podiatry/Chiropody

Yes

No

Psychology

Yes

No

School accidents

Yes

No

Speech therapy

Yes

No

 

Top Extras

Standard Extras

Alternative therapies

Yes

Yes

Ambulance treatment

Yes

Yes

Audiology

Yes

No

Chiropractic/Osteopathic

Yes

Yes

Dental
  • Crowns & bridgework

Yes

Yes

  • Endodontics

Yes

Yes

  • General dental

Yes

Yes

  • High cost dentistry

Yes

Yes

  • Periodontics

Yes

Yes

  • Prosthodontics

Yes

Yes

  • Oral surgery

Yes

Yes

  • Orthodontics

Yes

Yes

Dietician

Yes

No

Eye therapy

Yes

No

First aid training

Yes

No

Home nursing

Yes

No

Laser refractive eye surgery

Yes

No

Medically prescribed health appliances
  • Blood glucose monitor

Yes

No

  • Blood pressure monitor

Yes

No

  • Compression garments

Yes

No

  • CPAP machine

Yes

No

  • Epipen

Yes

No

  • Foot orthoses

Yes

No

  • Hearing aids

Yes

No

  • Nebuliser & spacer

Yes

No

  • Non-cosmetic prostheses

Yes

No

  • Orthodpaedic shoes

Yes

No

  • Splints & braces

Yes

No

  • TENS machine

Yes

No

  • Repair of appliance

Yes

No

  • Rental of appliance

Yes

No

Occupational therapy

Yes

No

Optical

Yes

Yes

Pharmacy

Yes

Yes

Physiotherapy

Yes

Yes

Podiatry/Chiropody

Yes

No

Psychology

Yes

No

School accidents

Yes

No

Speech therapy

Yes

No

ADF Reservists

Active ADF Reserve members are entitled to a discount (currently 5%) on their base premiums. Get a quote now.

 

ADF Reservists

Active ADF Reserve members are entitled to a discount (currently 5%) on their base premiums. Get a quote now.

 

Young adult dependants

Dependants to age 21

Your single children can remain covered under your family policy to age 21.

Full-time students

Your single full-time student dependants can remain covered under your family cover until they turn 25.

Young Adult Support Plan

Your single, non-student children aged between 21 and 24 can purchase and maintain their own Top Extras cover and continue to receive the benefits of your family hospital cover until their 25th birthday.

Young adult dependants

Dependants to age 21

Your single children can remain covered under your family policy to age 21.

Full-time students

Your single full-time student dependants can remain covered under your family cover until they turn 25.

Young Adult Support Plan

Your single, non-student children aged between 21 and 24 can purchase and maintain their own Top Extras cover and continue to receive the benefits of your family hospital cover until their 25th birthday.

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