Extras cover

Extras insurance assists with the costs of services that occur out of hospital and which are not covered by Medicare such as physiotherapy, chiropractic, dental treatment and optical.

 

Top Extras

Standard Extras

Dental
Crowns & bridgework

Yes

Yes

Endodontics

Yes

Yes

General dental

Yes

Yes

High cost dentistry

Yes

Yes

Periodontics

Yes

Yes

Prosthodontics

Yes

Yes

Oral surgery

Yes

Yes

Orthodontics

Yes

Yes

Medically prescribed health appliances
Blood glucose monitor

Yes

No

Blood pressure monitor

Yes

No

Compression garments

Yes

No

CPAP machine

Yes

No

Epipen

Yes

No

Foot orthoses

Yes

No

Hearing aids

Yes

No

Nebuliser & spacer

Yes

No

Non-cosmetic prostheses

Yes

No

Orthodpaedic shoes

Yes

No

Splints & braces

Yes

No

TENS machine

Yes

No

Repair of appliance

Yes

No

Rental of appliance

Yes

No

Other benefits
Alternative therapies

Yes

Yes

Ambulance treatment

Yes

Yes

Audiology

Yes

No

Chiropractic/Osteopathic

Yes

Yes

Dietician

Yes

No

Eye therapy

Yes

No

First aid training

Yes

No

Home nursing

Yes

No

Laser refractive eye surgery

Yes

No

Occupational therapy

Yes

No

Optical

Yes

Yes

Pharmacy

Yes

Yes

Physiotherapy

Yes

Yes

Podiatry/Chiropody

Yes

No

Psychology

Yes

No

School accidents

Yes

No

Speech therapy

Yes

No

ADF Reservists

Active ADF Reserve members are entitled to a discount (currently 5%) on their base premiums. Get a quote now.

 

Young adult dependants

Dependants to age 21

Your single children can remain covered under your family cover to age 21.

Full-time students

Your single full-time student dependants can remain covered under your family cover until age 25.

Young Adult Support Plan

Your single, non-student children between age 21-24 can purchase and maintain their own Top Extras cover and continue to receive the benefits of your family hospital cover until their 25th birthday. 

Provided they have done so prior to 31 December 2008, they can continue to enjoy this feature.

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