Hospital cover options

Hospital cover assists with the costs of accommodation, theatre fees, doctor’s charges for in-hospital services, pharmaceuticals supplied in hospital and prostheses (pacemakers, hip joints, etc.).

Top Hospital

Top Hospital assists with the costs of hospital accommodation, theatre fees, doctors' charges for in-hospital treatment, pharmaceuticals supplied in-hospital and prostheses (pacemakers, hip joints, etc.). It covers up to 100% of the costs of being a private patient in both private and public hospitals.

Top Hospital is also available with a reduced premium in return for you accepting an excess payment.

Excess options for couples and families

Top Hospital 300 - reduced premium in return for a $300 excess
Top Hospital 500 - reduced premium in return for a $500 excess
Top Hospital 800 - reduced premium in return for a $800 excess

Excess options for singles

Top Hospital 250 - reduced premium in return for a $250 excess
Top Hospital 400 - reduced premium in return for a $400 excess

Public Hospital

Public Hospital covers the cost of a shared ward in a public hospital and is designed for those without access to private hospitals.

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Permanent ADF?

Take a look at the hospital cover options for Permanent Navy, Army and Air Force.

 

ADF Reservists

Active ADF Reserve members are entitled to a discount (currently 5%) on their base premiums. Get a quote now.

 

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