Checklist

Use this checklist and get all the facts before you go to hospital.

Ask your hospital

	Does this hospital have an agreement with my private health fund?
	Will I have to pay a gap for my hospital accommodation?
	What else do I have to pay for out of my own pocket during my time in hospital?

	Does my policy cover me for this procedure or service?
	Under my policy, do I have to pay an excess or a co-payment or any other charges? If so, how much?
	Will I have to pay extra for my hospital accommodation, my doctors fees and those of anyone else involved with my treatment, or is it all covered under my policy?
	If I have to pay extra, when and to whom?

	How much is their fee?
	Will their fee be covered under my private health insurance or will I have to pay a gap out of my own pocket?
	If I have to pay a gap, how much will it be?
	Which other doctors and medical staff will be involved in my treatment?
	How can I find out about their fees and if they will be covered by my private health insurance?
	How much I have to pay out of my own pocket all up?
	Will I receive just one bill?
	What is the Medicare Benefits Schedule item number/s for the treatment/s?

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