Why choose Defence Health

Defence Health offers outstanding service and great value health insurance by following three simple rules.

  • Providing straightforward, easy-to-understand comprehensive health insurance. No tricks, no gimmicks and no exclusionary products.
  • Maximising the benefits for our members. As we're not-for-profit we don’t have to pay dividends to shareholders or tax to the government – so more money is available for member benefits.
  • Keeping premiums as low as possible. Our operating expenses are one of the lowest among all health insurers. We don’t need to load premiums to pay for expensive marketing campaigns and branch networks.


Our membership is growing steadily. Largely through existing members recommending us to family and workmates, and the fact very few members ever leave us.

That’s because our commitment to the Defence community, generous benefits and excellent service really do make a world of difference.

Why choose Defence Health

Defence Health offers outstanding service and great value health insurance by following three simple rules.

  • Providing straightforward, easy-to-understand comprehensive health insurance. No tricks, no gimmicks and no exclusionary products.
  • Maximising the benefits for our members. As we're not-for-profit we don’t have to pay dividends to shareholders or tax to the government – so more money is available for member benefits.
  • Keeping premiums as low as possible. Our operating expenses are one of the lowest among all health insurers. We don’t need to load premiums to pay for expensive marketing campaigns and branch networks.


Our membership is growing steadily. Largely through existing members recommending us to family and workmates, and the fact very few members ever leave us.

That’s because our commitment to the Defence community, generous benefits and excellent service really do make a world of difference.

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