The need for life insurance The need for life insurance generally depends on where you are in life and the types of responsibilities you take on. Singles Owe money on a credit card or have personal/car loans or support a family member? Then you don’t want your parents or siblings to deal with this debt if you were to die. Couples Couples planning a future together should add life insurance to the mix. Thinking about it now while you are healthy is the responsible step. Married with kids If you are married with children and have large debts (like a mortgage) then both spouses should think of covering themselves. So if one was to die, then the kids and the surviving spouse can continue to live the lifestyle they had. Single parents Single parents should seriously think about adequate life insurance that protects the future of their children if they were to die. Get covered. Download a Defence Health Term Life insurance Product Disclosure Statement and Financial Services Guide today. The need for life insurance The need for life insurance generally depends on where you are in life and the types of responsibilities you take on. Singles Owe money on a credit card or have personal/car loans or support a family member? Then you don’t want your parents or siblings to deal with this debt if you were to die. Couples Couples planning a future together should add life insurance to the mix. Thinking about it now while you are healthy is the responsible step. Married with kids If you are married with children and have large debts (like a mortgage) then both spouses should think of covering themselves. So if one was to die, then the kids and the surviving spouse can continue to live the lifestyle they had. Single parents Single parents should seriously think about adequate life insurance that protects the future of their children if they were to die. Get covered. Download a Defence Health Term Life insurance Product Disclosure Statement and Financial Services Guide today.