About travel insurance
Even after months of preparation there is no guarantee that your travel will go to plan. Defence Health makes available the Tourguard Travel Insurance product for singles or families up to age 84 travelling overseas or domestically.
Great reasons to buy travel insurance from Defence Health
- Save on premiums - our premiums on international and domestic travel are amongst the most competitive in the market. Just compare us with travel insurers to find out how much you can save.
- 34 days excess free period on single-trip international travel plans - there is no excess on all international travel plans up to 34 days duration under the Defence Health Travel Insurance policy (except where an excess is imposed due to an existing health disorder).
- Cover for overseas medical, hospital, dental and emergency expenses - the cost of medical and hospital treatment overseas can run into tens of thousands of dollars. So why risk it when all Defence Health travel insurance options provide unlimited cover for overseas medical, hospital and emergency expenses.
- Automatic cover for many existing health disorders – all Defence Health travel insurance options provide automatic cover for many existing health disorders such as acne, asthma, diabetes, hypercholesterolemia, hypertension, tinnitus and many more.
- Bonus days cover on single-trip international travel plans – with the Defence Health Travel Insurance policy, up to seven bonus days cover on all international travel plans (for policies of three months or more) gives you added protection if you need to extend your trip unexpectedly. Bonus days are also available to mature-age travellers.
- Cover for mature-age travellers on single-trip policies - mature-age travellers (between age 70 and 84 years) can now travel the world without worry with Defence Health Travel Insurance.
- Free cover for children under 25 - financially dependant children or grandchildren under age 25 travelling with you are covered for free under the Defence Health Travel Insurance and Defence Health Frequent Traveller Insurance policies.
- Unlimited policy extensions - the Defence Health Travel Insurance policy for travellers under 70 can be extended as many times as you like, up to a maximum of twelve months from your departure date.
- Option to increase cancellation cover on Domestic travel plan – under the Defence Health Travel Insurance policy, you have the option to increase the level of cancellation cover up to a maximum of $20,000 for a single policy and $40,000 for a family policy.
- Cover for non-recoverable travel agent fees - often travel agents won’t refund their fees if you have to cancel your travel plans because of unexpected events. Under the Defence Health Travel Insurance policy, you can claim up to $4,000 non-recoverable travel agent fees for a single policy and $8,000 for a family policy.
How is travel insurance arranged?
The Tourguard Travel Insurance is arranged and distributed by Defence Health Limited.
QBE Insurance (Australia) Limited (ABN 78 003 191 035 AFSL 239545) is the issuer and underwriter of these products. Their address is 82 Pitt Street, Sydney, NSW 2000.