Key benefits of domestic travel insurance
Domestic Plan is designed for travellers on "packaged holidays" around Australia. Suitable for holidays in the sun or snow, sight- seeing coach tours, outback safaris, domestic charter yacht cruises, self- drive. This is only a summary of cover. Exclusions apply and you should read the full terms and conditions applicable to the policy.
Travel on cruise liners: Travellers on domestic cruises may take the Bronze Plan as there may be circumstances where overseas medical cover can be provided.
Cancellation fees and lost deposits: Charges incurred by unforeseen circumstances outside your control such as sickness or accident, retrenchment, strikes and cancellation of annual leave by your employer. Includes travel agents fees and reimbursement for frequent flyer points lost.
Luggage: Covers accidental loss, theft or damage to your luggage and loss or fraudulent use of credit cards. A $500 limit applies to any one item of luggage.
Sporting equipment: Sporting equipment is covered for loss or damage as part of your luggage up to the limit specified in your selected plan but is not covered when in use. Items included are surfboards, boogie boards, skis, snowboards and tennis racquets. Golf clubs are covered at the higher limit per plan. We will also pay for the hire of replacement golf clubs and ski gear in the event that your equipment is delayed.
Emergency expenses: Cover for additional accommodation, meal and travelling expenses including emergency personal telephone calls if your trip is disrupted.
Travel delay: Cover for reasonable accommodation and meals if you are delayed by carriers for more than ten hours.
Accidental death: Occurring as a result of an accident, includes in- flight cover.
Accidental disability: Provides you with a lump sum benefit if you suffer a permanent disability during your trip due to an accident.
Your liability for causing loss or damage to property, injury or death: Protection for you being liable for injuring other persons or causing damage to their property and, most importantly, your legal expenses are included.
Rental vehicle collision damage and theft excess cover: Rental car companies apply an excess in case of accident, damage or theft to the rental vehicle during the rental period. Your policy provides cover for this up to an amount of $4,000. Please note that conditions and exclusions apply to this cover. The hiring agreement must incorporate comprehensive motor insurance against loss or damage to the rental vehicle. You also have the option to increase the level of excess cover up to a maximum of $6,000. An extra premium of $15 is payable for each $500 of additional excess cover required.
Financial default: Provides compensation to assist you should there be a financial default of your travel service provider. This does not include travel agents.
24 hour emergency assistance service available on all domestic plans. GST is included in your domestic premium.