Learn about health insurance
Why you're better off with private health insurance
With private health insurance you get the treatment you need, when you need it. Avoid the lengthy queues in the public health system and get timely treatment from a doctor of your choice in one of the hundreds of private hospitals around Australia.
Private health insurance comes in two forms: hospital cover and extras cover.
Hospital cover provides hospital accommodation, theatre fees, intensive care and Medicare recognised treatments. It also pays a valuable contribution towards the cost of the medical practitioners treating you in hospital.
Extras cover provides benefits on the services not covered by Medicare - such as dental, optical and physio. This gives you money back on important everyday health services.
Private health insurance gives you the choice and peace of mind you and your family deserve.
Manage your health care costs
Manage the high costs of hospital admissions and medical treatment and enjoy money back on extras.
Choose your doctor
Control your care by choosing your doctor, specialist and the hospital you’re treated in.
Skip the queues
Avoid public hospital waiting lists and get the treatment you need sooner.
Maximise government incentives
Access the Australian Government Rebate on Private Health Insurance which can reduce the premium you pay.
Avoid the Lifetime Health Cover loading
Take out hospital cover when you're young to avoid paying a Lifetime Health Cover loading when you're older.
Reduce your taxes
If you earn above a certain level, taking out private hospital cover means you will not have to pay the Medicare Levy Surcharge.
Money back on extras
Get money back when you visit dentists, physios, optometrists and others.
Ambulance cover anywhere
100% cover for ambulance services by state-appointed ambulance providers across Australia, so there's no need for a separate subscription. There's no limit on the number of times you can use the ambulance service when needed including emergency services, non-emergency dispatch, mobile intensive care and air and sea ambulance services. Transport services by Patient Transport vehicles are not ambulance services and are not covered.
Health insurance for Norfolk Island residents
Give us a call on 1800 335 425 to discuss your needs, or view the FAQs for more information.