Life and accident insurances

Your life and good health is priceless. But if the worst happens, life and accident insurance can help relieve the financial burden on loved ones. 

Life and accident insurance provides a lump sum payment on the death or serious injury of the insured. The premium is determined by the amount of cover the individual policy purchaser selects. 

Defence families have special requirements when it comes to life and accident insurance. At Defence Health, we understand those needs. 

That’s why ClearView LifeSolutions and LifeSolutions Essentials and D-Pax accident insurance has unique features available to ADF members (permanent, and reservists serving 20 or more training days in a financial year).

It’s how we take better care of you. Because we're just like family. 

Insurance options



Disclosure: This information is intended to provide general information only and has been prepared without taking into account any particular person’s objectives, financial situation and needs. Before acting on such information, you should consider the appropriateness of the information having regard to your personal objectives, financial situation and needs. You should read the relevant Product Disclosure Statement (PDS) and Policy Document (LifeSolutions , LifeSolutions Essentials . If you purchase a policy, Defence Health receives a commission that is 10% to 20% of your premium. ClearView LifeSolutions and LifeSolutions Essentials are issued by ClearView Life Assurance Limited ABN 12 000 021 581 AFSL 227682 ClearView LifeSolutions Super issued by ClearView Life Nominees Pty Limited ABN 37 003 682 175 AFSL 227683, as trustee of the ClearView Retirement Plan ABN 45 828 721 007. Defence Health Term Life Insurance is underwritten by Suncorp Life & Superannuation Limited (ABN 87 073 979 530, AFSL 229880) under the brand Asteron. Defence Health receives remuneration of 11.78% (exclusive of GST) of each premium paid to Asteron. D-Pax insurance is issued and underwritten by AIG Australia Limited (ABN 93 004 727 753, AFSL 381686) trading in Australia as AIG and distributed by Defence Health Ltd. Defence Health receives a payment of 13% (exclusive of GST) for each premium paid to AIG.