How we support ex-serving members
No waiting periods for discharging ADF
All waiting periods are waived if you join within 2 months of discharging from the permanent ADF.
10% premium reduction on hospital or hospital and extras cover for the first 12 months following discharge when paying by direct debit from your bank account.
DVA Gold and White Card holders
If you have a Gold Card you don’t need to cover yourself but we’ll continue to offer your family great value cover.
5% ongoing premium reduction for White Card holders on civilian cover and Gold Card holders who choose to maintain cover (excluding Essentials Hospital, Public Hospital and standalone Extras covers).
Access to ADF packages
If you're a Reservist engaged in 20 or more paid training days per financial year you can access our exclusive ADF packages.
Resources to help you transition
We offer resources to make it easier to navigate the health system when you transition. Download our Transitioning from the ADF brochure.