How we support ex-serving members

No waiting periods for discharging ADF 

All waiting periods are waived if you join within 2 months of discharging from the permanent ADF.

Transition discount 

10% premium reduction on hospital or hospital and extras cover for the first 12 months following discharge when paying by direct debit from your bank account. 

DVA Gold and White Card holders 

If you have a Gold Card you don’t need to cover yourself but we’ll continue to offer your family great value cover.

5% ongoing premium reduction for White Card holders on civilian cover and Gold Card holders who choose to maintain cover (excluding Essentials Hospital, Public Hospital and standalone Extras covers).

For more information on DVA Health Cards check out our fact sheets - Gold Card fact sheet and White Card fact sheet.

Access to ADF packages

If you're a Reservist engaged in 20 or more paid training days per financial year you can access our exclusive ADF packages. 

Resources to help you transition

We offer resources to make it easier to navigate the health system when you transition. Download our Transitioning from the ADF brochure.


A young man is using his laptop computer. Find out how Defence Health supports transitioning ADF members.
We're here to help you transition