Hospital cover you can depend on.
Choose from our new range of hospital cover to meet your health needs and stage of life
Starter Hospital Basic Plus
Hospital cover to get you started with additional services such as Dental Surgery.
The clinical categories included are:
- Eye (not cataracts)
- Tonsils, adenoids and grommets
- Joint reconstructions
- Male reproductive system
- Hernia and appendix
- Gastrointestinal endoscopy
- Gynaecology
- Miscarriage and termination of pregnancy
- Dental surgery
- Rehabilitation
- Hospital psychiatric services
- Palliative care
For restricted services, we will cover the cost of a private patient in a shared room of a public hospital. If you are treated elsewhere, such as a private hospital, you will incur additional and significant out-of-pocket expenses.
The clinical categories excluded are:
- Brain and nervous system
- Ear, nose and throat
Bone, joint and muscle
Kidney and bladder
Digestive system
Chemotherapy, radiotherapy and immunotherapy for cancer
Pain management
Skin
Breast surgery (medically necessary)
Diabetes management (excluding insulin pumps)
Heart and vascular system
Lung and chest
Blood
Back, neck and spine
Plastic and reconstructive surgery (medically necessary)
Podiatric surgery (by a registered podiatric surgeon)
Implantation of hearing devices
Cataracts
Joint replacements
Dialysis for chronic kidney failure
Pregnancy and birth
Assisted reproductive services
Weight loss surgery
Insulin pumps
Pain management with device
Sleep studies
Saver Hospital Bronze Plus
More than basic hospital cover with additional services such as Sleep Studies.
The clinical categories included are:
- Brain and nervous system
- Eye (not cataracts)
- Ear, nose and throat
Tonsils, adenoids and grommets
Bone, joint and muscle
Joint reconstructions
Kidney and bladder
Male reproductive system
Digestive system
Hernia and appendix
Gastrointestinal endoscopy
Gynaecology
Miscarriage and termination of pregnancy
Chemotherapy, radiotherapy and immunotherapy for cancer
Pain management
Skin
Breast surgery (medically necessary)
Diabetes management (excluding insulin pumps)
Lung and chest
Blood
Dental surgery
Podiatric surgery (by a registered podiatric surgeon)
Sleep studies
- Rehabilitation
- Hospital psychiatric services
- Palliative care
For restricted services, we will cover the cost of a private patient in a shared room of a public hospital. If you are treated elsewhere, such as a private hospital, you will incur additional and significant out-of-pocket expenses.
The clinical categories excluded are:
- Heart and vascular system
- Back, neck and spine
- Plastic and reconstructive surgery (medically necessary)
- Implantation of hearing devices
- Cataracts
- Joint replacements
- Dialysis for chronic kidney failure
- Pregnancy and birth
- Assisted reproductive services
- Weight loss surgery
- Insulin pumps
Pain management with device
Advanced Hospital Bronze Plus
Affordable bronze cover with additional services such as Back, Neck & Spine.
The clinical categories included are:
- Palliative care
- Brain and nervous system
Eye (not cataracts)
Ear, nose and throat
Tonsils, adenoids and grommets
Bone, joint and muscle
Joint reconstructions
Kidney and bladder
Male reproductive system
Digestive system
Hernia and appendix
Gastrointestinal endoscopy
Gynaecology
Miscarriage and termination of pregnancy
Chemotherapy, radiotherapy and immunotherapy for cancer
Pain management
Skin
Breast surgery (medically necessary)
Diabetes management (excluding insulin pumps)
Lung and chest
Blood
Back, neck and spine
Plastic and reconstructive surgery (medically necessary)
Dental surgery
Podiatric surgery (by a registered podiatric surgeon)
Sleep studies
- Rehabilitation
- Hospital psychiatric services
For restricted services, we will cover the cost of a private patient in a shared room of a public hospital. If you are treated elsewhere, such as a private hospital, you will incur additional and significant out-of-pocket expenses.
The clinical categories excluded are:
- Heart and vascular system
- Implantation of hearing devices
- Cataracts
- Joint replacements
- Dialysis for chronic kidney failure
- Pregnancy and birth
- Assisted reproductive services
Weight loss surgery
Insulin pumps
Pain management with device
*For the full list of inclusions, exclusions, waiting periods, definitions and restricted services, please refer to the Product Guides