NEW Hospital Products

Check out our three new hospital products that are designed for affordability with a generous range of ‘Plus’ clinical category inclusions.

Hospital cover you can depend on.


Choose from our new range of hospital cover to meet your health needs and stage of life

Starter Hospital Basic Plus


Hospital cover to get you started with additional services such as Dental Surgery.

More info

The clinical categories included are:

  • Eye (not cataracts)
  • Tonsils, adenoids and grommets
  • Joint reconstructions
  • Male reproductive system
  • Hernia and appendix
  • Gastrointestinal endoscopy
  • Gynaecology
  • Miscarriage and termination of pregnancy
  • Dental surgery
  • Rehabilitation
  • Hospital psychiatric services
  • Palliative care

For restricted services, we will cover the cost of a private patient in a shared room of a public hospital. If you are treated elsewhere, such as a private hospital, you will incur additional and significant out-of-pocket expenses.

The clinical categories excluded are:

  • Brain and nervous system
  • Ear, nose and throat

    Bone, joint and muscle

  • Kidney and bladder

  • Digestive system

  • Chemotherapy, radiotherapy and immunotherapy for cancer

  • Pain management

  • Skin

  • Breast surgery (medically necessary)

  • Diabetes management (excluding insulin pumps)

  • Heart and vascular system

  • Lung and chest

  • Blood

  • Back, neck and spine

  • Plastic and reconstructive surgery (medically necessary)

  • Podiatric surgery (by a registered podiatric surgeon)

  • Implantation of hearing devices

  • Cataracts

  • Joint replacements

  • Dialysis for chronic kidney failure

  • Pregnancy and birth

  • Assisted reproductive services

  • Weight loss surgery

  • Insulin pumps

  • Pain management with device

  • Sleep studies

Saver Hospital Bronze Plus


More than basic hospital cover with additional services such as Sleep Studies.

More info

The clinical categories included are:

  • Brain and nervous system
  • Eye (not cataracts)
  • Ear, nose and throat
  • Tonsils, adenoids and grommets

  • Bone, joint and muscle

  • Joint reconstructions

  • Kidney and bladder

  • Male reproductive system

  • Digestive system

  • Hernia and appendix

  • Gastrointestinal endoscopy

  • Gynaecology

  • Miscarriage and termination of pregnancy

  • Chemotherapy, radiotherapy and immunotherapy for cancer

  • Pain management

  • Skin

  • Breast surgery (medically necessary)

  • Diabetes management (excluding insulin pumps)

  • Lung and chest

  • Blood

  • Dental surgery

  • Podiatric surgery (by a registered podiatric surgeon)

  • Sleep studies

  • Rehabilitation
  • Hospital psychiatric services
  • Palliative care

For restricted services, we will cover the cost of a private patient in a shared room of a public hospital. If you are treated elsewhere, such as a private hospital, you will incur additional and significant out-of-pocket expenses.

The clinical categories excluded are:

  • Heart and vascular system
  • Back, neck and spine
  • Plastic and reconstructive surgery (medically necessary)
  • Implantation of hearing devices
  • Cataracts
  • Joint replacements
  • Dialysis for chronic kidney failure
  • Pregnancy and birth
  • Assisted reproductive services
  • Weight loss surgery
  • Insulin pumps
  • Pain management with device

Advanced Hospital Bronze Plus

Affordable bronze cover with additional services such as Back, Neck & Spine.


More info

The clinical categories included are:

  • Palliative care
  • Brain and nervous system
  • Eye (not cataracts)

  • Ear, nose and throat

  • Tonsils, adenoids and grommets

  • Bone, joint and muscle

  • Joint reconstructions

  • Kidney and bladder

  • Male reproductive system

  • Digestive system

  • Hernia and appendix

  • Gastrointestinal endoscopy

  • Gynaecology

  • Miscarriage and termination of pregnancy

  • Chemotherapy, radiotherapy and immunotherapy for cancer

  • Pain management

  • Skin

  • Breast surgery (medically necessary)

  • Diabetes management (excluding insulin pumps)

  • Lung and chest

  • Blood

  • Back, neck and spine

  • Plastic and reconstructive surgery (medically necessary)

  • Dental surgery

  • Podiatric surgery (by a registered podiatric surgeon)

  • Sleep studies

  • Rehabilitation 
  • Hospital psychiatric services

For restricted services, we will cover the cost of a private patient in a shared room of a public hospital. If you are treated elsewhere, such as a private hospital, you will incur additional and significant out-of-pocket expenses.

The clinical categories excluded are:

  • Heart and vascular system
  • Implantation of hearing devices
  • Cataracts
  • Joint replacements
  • Dialysis for chronic kidney failure
  • Pregnancy and birth
  • Assisted reproductive services
  • Weight loss surgery

  • Insulin pumps

  • Pain management with device

*For the full list of inclusions, exclusions, waiting periods, definitions and restricted services, please refer to the Product Guides