Competition Terms and Conditions
Referral Program Terms & Conditions
1. This promotion is being governed by Defence Health Limited. Head Office of Defence Health is at Level 7, 380 St Kilda Road, Melbourne. The promotion is for the referral of eligible friends and family members for both the referrer and referred to receive a $50 digital gift card.
A. Referred Eligibility: To be eligible for a gift card, the referred person must:
- be eligible for Defence Health products;
- become a Defence Health policy holder on an Eligible* Hospital or combined Hospital and Extras product by 30 June 2025;
- not claim the transition discount on joining;
- remain a member for at least 60 days;
- be a resident of Australia and at least 18 years of age; and
- have referenced the referral code via phone when signing up or signed up via the link provided by the referrer within their email.
B. Referrer Eligibility: To be eligible for a gift card, the referring person must:
- be the main policy holder and a financial member of Defence Health until the referred meets all the Referred Eligibility requirements;
- refer someone who meets all the requirements set out above for Referred Eligibility; and
- be a resident of Australia and at least 18 years of age.
- There is no limit to the number of gift cards a referrer can receive if the member has held a policy for over 12 months. If a member has held a policy for under 12 months, there will be a maximum of one gift card received per policy.
*Eligible products include:
- Everyday Hospital Bronze Plus 500
- Core Hospital Silver Plus 500
- Core Hospital Silver Plus 750
- Advantage Hospital Silver Plus 500
- Advantage Hospital Silver Plus 750
- Connections Hospital Gold 500
- Connections Hospital Gold 750
- Defence Hospital Bronze Plus 500
- Defence Hospital Bronze Plus 750
- Defence Hospital Silver Plus 500
- Defence Hospital Silver Plus 750
- Defence Hospital Advantage Silver Plus 500
- Defence Hospital Advantage Silver Plus 750
- Defence Hospital Gold 500
- Defence Hospital Gold 750
- Above Hospital products combined with any available Extras product.
4. Recipients of the gift cards will be contacted via email with instructions on how to redeem their digital gift card. The gift card will be supplied by Prezzee, and their terms and conditions will apply. Provision of personal information may be required to redeem the gift card. Gift cards will be supplied within 30 days of eligibility requirements being met.
*New Quote Competition Terms & Conditions – 2025.
People who complete a new quote for a Defence Health product go into the draw to win one of four $500 Prezzee digital gift cards, subject to the following terms and conditions.
- To be eligible for the draw, a person must:
- not be a current Defence Health policy holder or employee;
- be a resident of Australia;
- be eligible to join Defence Health;
- have provided their name and phone number via the QR code online form made available by Defence Health at events between 25 March and 10 June 2025;
- have completed a quote for any Defence Health product over the phone (from one of the two attempts Defence Health will make to call the person) and referenced “New quote competition” by [10 June 2025]; and
- have agreed to these terms and conditions.
- The draw is for four $500 Prezzee digital gift cards.
- The competition will be drawn on [17 June 2025] at the Head Office of Defence Health at Level 7, 380 St Kilda Road, Melbourne. Competition winners will be announced on [20 June 2025] on the Defence Health website at www.defencehealth.com.au/Support/Competition-Terms-and-Conditions.
- Winners will be contacted via email and phone, and instructions will be emailed on how to redeem their Prezzee digital gift card. The gift card will be supplied by a third party, and the Prezzee terms and conditions will apply. Provision of personal information may be required to redeem the gift card.
- If a winner is not able to be contacted within a reasonable time of 14 days, Defence Health will draw a substitute winner.