Competition Terms and Conditions​​

Referral Program Terms & Conditions ​​

1. This promotion is being governed by Defence Health Limited. Head Office of Defence Health is at Level 7, 380 St Kilda Road, Melbourne. The promotion is for the referral of eligible friends and family members for both the referrer and referred to receive a $100 digital gift card.

2. A. Referred Eligibility: To be eligible for a gift card, the referred person must

be eligible for Defence Health products; 

• become a Defence Health policy holder on any combined Hospital and Extras product by 31 July 2025;  
• not claim the transition discount on joining; 
• remain a member for at least 60 days; 
• be a resident of Australia and at least 18 years of age; and
• have referenced the referral code via phone when signing up or signed up via the link provided by the referrer within their email.  

B. Referrer Eligibility: To be eligible for a gift card, the referring person must: 

• be the main policy holder and a financial member of Defence Health until the referred meets all the Referred Eligibility requirements;  
• refer someone who meets all the requirements set out above for Referred Eligibility; and 
• be a resident of Australia and at least 18 years of age. 
• There is no limit to the number of gift cards a referrer can receive if the member has held a policy for over 12 months. If a member has held a policy for under 12 months, there will be a maximum of one gift card received per policy.  

3. Recipients of the gift cards will be contacted via email with instructions on how to redeem their digital gift card. The gift card will be supplied by Prezzee, and their terms and conditions will apply. Provision of personal information may be required to redeem the gift card. Gift cards will be supplied within 30 days of eligibility requirements being met. 

*New Quote Competition Terms & Conditions – 2025

Congratulations to the winners of our competition drawn 17 June 2025 who have won one of four $500 Prezzee gift cards. One of our team will be in touch with you with instructions to redeem your gift card.

• Stephanie Abrahams
• Lauren Gillard
• Ross Packer
• Taylia Montgomery

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People who complete a new quote for a Defence Health product go into the draw to win one of four $500 Prezzee digital gift cards, subject to the following terms and conditions. 

1. To be eligible for the draw, a person must: 
   • not be a current Defence Health policy holder or employee; 
   • be a resident of Australia; 
   • be eligible to join Defence Health; 
   • have provided their name and phone number via the QR code online form made available by Defence Health at events between 25 March and 10 June 2025; 
   • have completed a quote for any Defence Health product over the phone (from one of the two attempts Defence Health will make to call the person) and referenced “New quote competition” by [10 June 2025]; and 
   • have agreed to these terms and conditions.
2. The draw is for four $500 Prezzee digital gift cards. 
3. The competition will be drawn on [17 June 2025] at the Head Office of Defence Health at Level 7, 380 St Kilda Road, Melbourne. Competition winners will be announced on [20 June 2025] on the Defence Health website at www.defencehealth.com.au/Support/Competition-Terms-and-Conditions. 
4. Winners will be contacted via email and phone, and instructions will be emailed on how to redeem their Prezzee digital gift card. The gift card will be supplied by a third party, and the Prezzee terms and conditions will apply. Provision of personal information may be required to redeem the gift card. 
5. If a winner is not able to be contacted within a reasonable time of 14 days, Defence Health will draw a substitute winner.