Understand Your Cover

It is important to understand how your policy works, and what sort of things you can and can't claim for. Before you travel, check out our handy tips on understanding excess, having a great (and safe) night out when travelling and keeping your luggage safe.  


The table below is a summary only and reflects the maximum amount that we will pay for a single plan.

 International Travel

Policy Benefits

Cover

Medical Cover

 

*Overseas Emergency Medical Assistance 

Unlimited~

*Overseas Emergency Medical & Hospital Expenses (includes emergency dental expenses resulting from an injury overseas)

Unlimited~

 

Overseas Emergency Dental Expenses [per person] (for the relief of sudden and acute pain to sound and natural teeth)

$1000

Funeral expenses incurred overseas or the cost of bringing your remains back to your home [per person]

$15,000

Loss of Income 

$10,400 (up to $400 per week)

Cancellation

 

Cancellation Fees & Lost Deposits 

Unlimited~

Travel Expenses 

 

*Additional Expenses

$50,000

*Travel Delay Expenses

$2,000

Return Airfare (International cover only)

$3,000

Luggage

 

*Luggage & Personal Effects

$15,000

Travel Documents, Transaction Cards & Travellers Cheques

$5,000

Rental Vehicle

 

*Rental Vehicle Insurance Excess

$6,000


This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. * Sub-limits apply to particular types of losses or claims. ~ Where used, the term `Unlimited' only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in the PDS. All costs and expenses claimed must be reasonable. We will only pay for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details. In particular, please read the Pre-existing Medical Conditions section.

The table below is a summary only and reflects the maximum amount that we will pay for a single plan..

Domestic Travel

Policy Benefits

Cover

Medical Cover

 

*Accidental Death

$25,000

Cancellation

 

*Cancellation Fees & Lost Deposits

Unlimited~

*Travel Services Provider Insolvency

$10,000

Travel Expenses

 

*Additional Expenses

$25,000

*Travel Delay Expenses

$2,000

Luggage

 

*Luggage & Personal Effects

$15,000

Theft of Cash

$250

Rental Vehicle

 

*Rental Vehicle Insurance Excess

$6,000

This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. * Sub-limits apply to particular types of losses or claims. ~ Where used, the term `Unlimited' only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in the PDS. All costs and expenses claimed must be reasonable. We will only pay for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details. In particular, please read the Pre-existing Medical Conditions section.

 

A young woman checks her camera in the shadow of the Eiffel Tower.  Consider Defence Health Travel Insurance - your essential travel partner
Your essential travel partner

 

Your essential travel partner

 

 

 

Disclaimer: Travel insurance is arranged by Defence Health Ltd ABN 80 008 629 481 AFSL 313890. This insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. Terms, conditions, limits and exclusions apply. Allianz and/or Allianz Global Assistance do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Where advice is provided by Defence Health Ltd, it is provided on behalf of Defence Health Ltd and not on behalf of the insurer Allianz or its agent Allianz Global Assistance. Allianz and/or Allianz Global Assistance are not responsible for any such advice. Before making a decision please consider the Product Disclosure Statement. If you purchase a policy, we receive a commission which is a percentage of your premium - ask us for more details before we provide you with any services on this product.