It is important to understand how your policy works, and what sort of things you can and can't claim for. Before you travel, check out our handy tips on understanding excess, having a great (and safe) night out when travelling and keeping your luggage safe.  

The table below is a summary only and reflects the maximum amount that we will pay for a single plan.

 International Travel

Policy Benefits	Cover
Medical Cover
*Overseas Emergency Medical Assistance	Unlimited~
*Overseas Emergency Medical & Hospital Expenses (includes emergency dental expenses resulting from an injury overseas)	Unlimited~
Overseas Emergency Dental Expenses [per person] (for the relief of sudden and acute pain to sound and natural teeth)	$1000
Funeral expenses incurred overseas or the cost of bringing your remains back to your home [per person]	$15,000
Loss of Income	$10,400 (up to $400 per week)
Cancellation
Cancellation Fees & Lost Deposits	Unlimited~
Travel Expenses
*Additional Expenses	$50,000
*Travel Delay Expenses	$2,000
Return Airfare (International cover only)	$3,000
Luggage
*Luggage & Personal Effects	$15,000
Travel Documents, Transaction Cards & Travellers Cheques	$5,000
Rental Vehicle
*Rental Vehicle Insurance Excess	$6,000

This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. * Sub-limits apply to particular types of losses or claims. ~ Where used, the term `Unlimited' only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in the PDS. All costs and expenses claimed must be reasonable. We will only pay for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details. In particular, please read the Pre-existing Medical Conditions section.

The table below is a summary only and reflects the maximum amount that we will pay for a single plan..

Domestic Travel

Policy Benefits	Cover
Medical Cover
*Accidental Death	$25,000
Cancellation
*Cancellation Fees & Lost Deposits	Unlimited~
*Travel Services Provider Insolvency	$10,000
Travel Expenses
*Additional Expenses	$25,000
*Travel Delay Expenses	$2,000
Luggage
*Luggage & Personal Effects	$15,000
Theft of Cash	$250
Rental Vehicle
*Rental Vehicle Insurance Excess	$6,000

This is a summary only of the cover provided under the policy. Terms, conditions, limits and exclusions apply. * Sub-limits apply to particular types of losses or claims. ~ Where used, the term `Unlimited' only means there is no capped dollar sum insured. Terms, conditions, limits and exclusions apply as set out in the PDS. All costs and expenses claimed must be reasonable. We will only pay for treatment received and/or hospital accommodation during the 12 month period after the sickness first showed itself or the injury happened. You do not have cover under certain sections while travelling in Australia. Please refer to the Product Disclosure Statement for full details. In particular, please read the Pre-existing Medical Conditions section.

 

 

 

 

 

Disclaimer: Travel insurance is arranged by Defence Health Ltd ABN 80 008 629 481 AFSL 313890. This insurance is issued and managed by AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 trading as Allianz Global Assistance for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708. Terms, conditions, limits and exclusions apply. Defence Health, Allianz and/or Allianz Global Assistance do not provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Where advice is provided by Defence Health Ltd, it is provided on behalf of Defence Health Ltd and not on behalf of the insurer Allianz or its agent Allianz Global Assistance. Allianz and/or Allianz Global Assistance are not responsible for any such advice. Before making a decision please consider the Product Disclosure Statement. We receive a commission which is a percentage of your premium – refer to our Financial Services Guide for details or ask us for more information before you purchase a policy.