Join now for award-winning service and great value benefits
You're in the right place for great value health insurance. We're not-for-profit and all for the benefit of our members. We have 70 years' experience, and more than 300,000 Australians are part of our family. Switching to Defence Health is easier than you think.
- There are no penalties when you switch.
- We’ll let your previous insurer know to cancel your policy.
- Premiums paid in advance will be refunded by your previous insurer.
Join Defence Health within 60 days of leaving another fund for:
No waiting periods on equivalent cover
We recognise waiting periods that you have already served, so you can start using your cover immediately.
You’ll only need to serve waiting periods if you’re upgrading your cover, and the waiting period will only apply to the higher level of benefit.
Continuous cover
We’ll make sure that you are continuously covered so that there is no gap in your Lifetime Health Cover status. Subject to backdating your cover with us to the date of leaving your old fund.
It's okay if you change your mind
If you decide that we are not quite right for you, let us know within 30 days of joining. As long as you haven’t made a claim, we’ll refund your premiums in full and cancel your membership.